For each ad, list what a person might reasonably believe is real: face, body, voice, testimonial identity, product demo, location, before/after, and on-screen quotes. Mark each as filmed, licensed stock, or generated/edited with AI. If you cannot complete the list, you cannot choose a label.
AI UGC usually trips the 'this looks like a real customer' wire. That is the point of the format, and it is also why disclosure and endorsement rules matter together. A talking head that never existed, reading a five-star story that never happened, is not just unlabeled AI — it can read as a fake endorsement. Use first-person language only when you can stand behind it as advertising, not as a named real customer's statement, unless you have that customer's permission and a real experience underneath. Generated 'reviews' with invented names are a hard no.
Also flag political, social-issue, housing, credit, employment, and health creatives. Those categories often have stricter disclosure and substantiation than a simple DTC gadget ad. When in doubt, treat photorealistic people, cloned voices, and event footage as needing a disclosure path, then confirm against the current Meta, Google, and counsel guidance — not against a blog post, including this one.